Comparison
ClearDeposits vs Bookkeep
In short
Use Bookkeep if you want summarised daily entries for Stripe and many other channels posted automatically, so the books fill in without you. Use ClearDeposits if you want each entry to trace back to the Stripe charge it came from and the whole month reviewed, variances explained, before it posts.
All competitor entries verified against each vendor's own website on October 18, 2026. "Not stated" and "Not documented" mean the vendor's own pages do not address the point. Bracketed tags refer to the sources below. For accurate, up-to-date details, see bookkeep.com.
Pricing
Entry price for one Stripe account into one QuickBooks Online company, and trial terms.
Bookkeep
Lite $19/mo (up to $200k annual revenue, 1 channel); Starter $49/mo. 14-day trial, no card. [B1]
ClearDeposits
Free for 60 days, then $49. One flat price.
Comparison criteria
| Criteria | Bookkeep | ClearDeposits |
|---|---|---|
| Data sourcesWhich payment platforms and sales channels feed the books. | Stripe, plus Shopify, Amazon, Square, PayPal, Toast, Clover, WooCommerce and others. [B1] | Stripe only. |
| Posting destination and methodAccounting systems supported, and whether entries post on their own or on your instruction. | QBO, Xero, Zoho Books; NetSuite, Sage Intacct, IES on higher plans. Automated daily posting. [B1][B3] | QuickBooks Online, posted manually. ClearDeposits prepares each period's entries; you enter them in QBO when you are ready, so nothing reaches the ledger without your hand on it. |
| Posting granularityWhat lands in the ledger: journal entries or native QBO activities, and whether per transaction, daily, monthly or per payout. | Summarized journal entries: a daily prior-day sales entry (gross sales, discounts, refunds, tax, fees) plus a payout/deposit entry. [B2][B3] | One set of monthly journal entries per period, structured to mirror QBO activities so the ledger reads the way your accountant expects. |
| Revenue recognition basisAccrual, cash or both, and whether the books tie to Stripe's gross 1099-K reporting. | "Accrual-based journal entries". [B2] | Three bases, your choice: simple accrual without accounts receivable, cash, or a Stripe 1099-K basis that keeps the books aligned to the form. |
| Deferred revenueWhether annual and multi-month subscriptions are recognized over the service period. | Deferred / fulfillment-based recognition listed for Amazon and Shopify only; Stripe page mentions "deferred revenue handling" without detail. [B1][B2] | Not yet. (Mapping an annual subscription to a deferred revenue liability account at the point of sale is available; the monthly release schedule is not.) |
| Review before postingWhether you see entries before they reach QBO. | Not stated. [B1][B2] | Yes. Every entry is presented for review before it posts. |
| Adjustments before postingWhether mappings, accounts and amounts can be corrected before entries post, rather than reversed afterward. | Mapping editor (category on Lite, sub-category on Starter+); "manual journal entry editing" on Starter+. [B1] | Yes. Mappings, accounts and amounts are corrected before posting, so after-the-fact reversals are the exception, not the workflow. |
| Double-entry accounting or mapping onlyWhether the tool produces balanced entries (revenue, fees, clearing, payout) or only categorizes transactions. | Balanced journal entries; payout entry decreases the Stripe balance account. [B3] | Full double-entry accounting: revenue, fees, tax, clearing and payout, balanced before it reaches QBO. |
| Mapping rulesProduct and service-line, discount and tax mapping, including tax embedded in the price. | Category/sub-category account mapping; tax rate mapping (Starter+); classes. Gross sales grouped by plan/product name. [B1][B3] | Product rules, discount rules, and tax rules for both explicit tax lines and tax embedded in the price. |
| Refund handling and data lineageHow refunds and partial refunds post, and whether each entry traces back to the original Stripe charge. | Refunds as totals within the daily summary entry; no per-transaction records. [B3] | Line-level lineage: every refund traces back to the original Stripe charge, line by line. |
| Bank account reconciliationWhether Stripe payouts are reconciled to actual bank deposits, so the QBO bank register agrees with the bank statement. | Payout/deposit journal entry per payout; user matches it to the bank deposit. No bank-statement check stated. [B2][B3] | Payouts are reconciled to actual bank deposits, so the QBO bank register agrees with the bank statement, not just with Stripe. |
Use cases
| Use case | Bookkeep | ClearDeposits |
|---|---|---|
| A payout that differs from the bank deposit | Not documented. The payout journal entry mirrors the Stripe payout and the user matches it to the deposit. [B2][B3] | Bank charges are mapped automatically based on tolerance settings. |
| Product mapping needs changing mid-month | Not documented. "Manual journal entry editing" is listed on Starter and above. [B1] | Updates product and revenue mappings across all applicable transactions in the open period. |
| A refund in the new month against a closed-month transaction that had implicit tax | Refunds are netted as totals within the daily summary entry; no transaction-level lineage. [B3] | The original transaction, with tax backed out, shows clear lineage to the new refund; the refund shows both the tax refund and the revenue refund mirrored to the original transaction in the new month. |
| A partial refund | Included in daily summary totals only. [B3] | Can be prorated; if so, reversal entries post to the original accounts, with revenue, tax, discount and shipping each reversed for the prorated amounts. |
| Year-end 1099-K filing | Not documented on vendor site. | A Stripe 1099-K basis recognizes revenue on 1099-K timing so year-to-date totals always match the form. |
| Manual payouts | Not documented on vendor site. | Associated automatically with the original transactions. |
| Month-end Stripe balance differs from the QBO Clearing account balance | Vendor's stated goal is that the Stripe balance matches the accounting platform balance; variance detection or blocking is not documented. [B4] | As a subledger, ClearDeposits maintains month-on-month Stripe pending and available balances, reconciles the two and surfaces any discrepancy before anything is posted to QBO. A variance is shown for you to review before you post and close the period. |
Sources
- [B1] https://www.bookkeep.com/pricing
- [B2] https://www.bookkeep.com/integrations/stripe
- [B3] https://bookkeep.netlify.app/docs/apps/stripe/stripe-accounting-automation-by-bookkeep
- [B4] https://www.bookkeep.com/resources/bookkeep-announces-stripe-sage-intacct-and-netsuite-integrations
All competitor entries verified against each vendor's own website on October 18, 2026. "Not stated" and "Not documented" mean the vendor's own pages do not address the point. Bracketed tags refer to the sources below.
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